Guided by Faith: Brandon Galici's Journey to Transformative Financial Planning

Ever wondered how a sports broadcasting major pivots to becoming a financial advisor? Meet Brandon Galici, founder of Galici Financial, who shares his remarkable journey from the hills of West Virginia to sunny Southern California. In this episode, we explore Brandon's discovery of his true calling and the pivotal moments that led him to launch his own financial planning business. Learn how aligning financial decisions with life purpose and faith can transform your financial future.

Join us as Brandon recounts an incredible story of faith and supernatural business connections, showcasing the power of partnering with the Holy Spirit. Discover how Brandon's content marketing strategies have evolved from traditional methods like door-knocking to more engaging and meaningful client interactions. His approach emphasizes joy, love, and peace in financial planning, making quality advice accessible to early wealth builders and highlighting the impact of small financial changes.

Finally, we delve into the balance between present-day enjoyment and future planning, challenging traditional retirement views and advocating for a new perspective on financial freedom. Brandon's entrepreneurial journey offers valuable lessons on embracing uniqueness, extending grace in financial challenges, and trusting in God's provision.

Brandon's contact info:
Email: brandon.galici@galicifinancial.com
Millennial Money Mindset: Millennialmoneymembership.com
Instagram: @GaliciFinancial
LinkedIn

Chapters

• 0:16 Financial Advisor Shares Path to Independence
• 11:18 Supernatural Strategies in Financial Marketing
• 17:29 Financial Advisor's Call to Nations
• 25:14 Personal Finance
• 32:31 Balancing Present Enjoyment With Future Planning
• 43:00 Entrepreneur's Journey of Faith and Freedom
• 54:37 Unleashing Faith
• 1:01:33 Empowering Financial Freedom Through Faith

Transcript

Speaker 1: 0:16

Welcome to the Hope Unlocked podcast. I'm your host, Kristen Kurtz, and I'm also the founder of New Wings Coaching. I help and empower wildhearted and adventurous women of faith feeling caged and stuck, unlock their true purpose and potential, break free from limitations and thrive with confidence, courage and hope. If you're curious to learn more about coaching with me, head to newwingscoachingnet and be sure to explore the show notes for ways to connect with me further. Get ready to dive in as we uncover empowering keys and insights in this episode. So tune in and let's unlock hope together. Welcome to the Hope Unlocked podcast. I'm Kristen Kurtz, your host. I pray this episode is like a holy IV of hope for your soul. Please help me. Welcome, Brandon. Now I can't remember how to say your last name, Galichi.

Speaker 2: 1:01

Galichi, Galisi, either word.

Speaker 1: 1:03

Galisi. See, I should have asked you ahead of time how to say it. I usually do and I didn't. I'm so excited to have Brandon on today. We actually connected through Kingdom Driven Entrepreneur, otherwise known as KDE Gosh. Was it back in like 2018? I want to say that sounds right. Yeah, I want to say I was part of the Igniter's mentoring program and I was so blessed to have him as one of my Igniter's mentors and it was such a blessing to get to know him better and kind of walk out some of my journey that I was in the midst of during that time. So he was highlighted to me recently just to reach out to about some financial aspects of life and business, and I know that he is walking this thing out differently than typical financial advisors. So would you just share a little bit more about yourself before we get into the meat and bones of this interview?

Speaker 2: 2:01

Yeah, definitely. And no, I was thinking back. Yeah, it was around 2018, 2019. And that's when, in KDE, we were still doing one-on-one mentoring. It wasn't terribly too long after we shifted to um, to more of the group coaching model. So it brought me back because I haven't haven't done the one-on-one mentoring in KDE for a while. But yeah, that was awesome that we got connected there.

Speaker 2: 2:22

Yeah, but for me, my story. So I started my life in West Virginia. I grew up there, went to college at a small school also in West Virginia and then, only about three and a half years ago, moved to Southern California. So a bit of a difference compared to West Virginia, the big reason being my wife is originally from here, so her family's here. They're only 10 to 15 minutes away, which is really nice. So we have no kids yet, but we know that in the future it's nice to have family close and maybe even some free babysitting on occasion. So trying to plan ahead a bit. Also, the weather's not too bad either out here pretty much year round, so it's beautiful.

Speaker 2: 3:08

And then, as far as business wise, I have Galisi Financial. It's a financial planning and investment management firm, typically working with Henry's high earners not rich yet and entrepreneurs and really helping people better understand their finances so that they can live a fulfilled life and I'm sure we'll get deeper into that later, kristen but it's just so important that not only do we have the money piece, not just about the money, but about what God's calling us to do and how do we live a fulfilled life and have great relationships with our family and our friends and all the things that are important to each and every one of us. And so I just love having those meaningful conversations with people. And then, of course, I'm also a math geek and like the number side too, but if I had to choose, which one I liked even more, it's the meaningful conversations and helping people figure out what does a fulfilled life even look like to them. So that's kind of me in a nutshell.

Speaker 1: 4:01

That is amazing. I love how you say like those meaningful conversations, because how many people have you met over the years that, um, you know, in this money aspect, it can be really challenging and there's so many uh, you know paradigms, there's so many ways that people can go in this realm. I'm just curious so what, what got you into this? Um, you know finances, financial advisor, what, what like? What sparked that for you? Was it something when you were really young? Um, would love to hear more about your story just going into it.

Speaker 2: 4:42

So looking back it's it's easy to see that I had some level of passion for finance.

Speaker 2: 4:43

But I actually started college out as a sports broadcasting major, so still super into sports and I love the play-by-play aspect. But I realized that there's just not a lot of opportunities for play-by-play jobs out there. I mean there's only so many professional sports teams and top level college teams, so not a lot of opportunity, you know, regardless of your talent or diligent effort. So I got connected to the investment club halfway through school and then switched my major to finance, which ended up being a huge blessing because I was blessed to go to a school, west Liberty University where at the time it wasn't a what's called a certified financial planner program but I was still taking classes like retirement planning, estate planning, tax planning, all these planning type of courses.

Speaker 2: 5:28

And then I had the opportunity to do taxes my senior year of college and actually sit across the desk from real life people and talk about their taxes and a little bit more about their money. How could they do some things in this year to reduce their tax bill from next year? And I just saw this need to have these types of conversations, so got hired by a large financial services company pretty much right after college and then launched, like I said, galici Financial three to four years later. And now we're here. So that's kind of the journey from school to where I'm at now.

Speaker 1: 6:05

Yeah, so what led you to branch off on your own?

Speaker 2: 6:09

No, that's, that's a really good question. So there was a few things, I think, even from the beginning, even before I started at that large financial services company, I just I knew that I was going to do my own thing at some point. I didn't know exactly when. Um, a lot of it was just the ability to serve clients in a way that I wanted to. That I thought was best that I was called to do it.

Speaker 2: 6:31

And oftentimes, when you're working at larger firms I mean think of the corporate type of feel Sometimes you're just handcuffed where you're not able to do certain things and serve people, in my opinion, in the right ways. And then the way that it ended up working it was actually during 2020. And my wife and I well, she wasn't my wife yet we were going through premarital counseling, still living in West Virginia, and figuring out do we want to move to Southern California? And ultimately decided, yes, that's what we wanted. And that got me down the or thinking about, well, do I still want to be at the same company, started to explore some different options and was able to connect with an awesome back office who acts as my support, compliance resources and it made sense, went through, did all my due diligence but ultimately felt led to connect and partner with that back office and go more independent.

Speaker 1: 7:26

Oh, I love it. So when did you establish your own business then? Like what year was it?

Speaker 2: 7:34

February of 21.

Speaker 1: 7:36

21. Okay, so you were in KDE even prior to having your own independent entrepreneurship.

Speaker 2: 7:46

Yeah, so whenever we would have met in 2018, 2019, yeah, I was still at that large financial services company because I was still responsible for it was like you were like a business owner, but kind of not at the same time. So you were, I was a W2 employee but I was responsible even knocked on doors, just introducing myself and my business is what I called it. So I was responsible, even knocked on doors, just introducing myself and my business is what I called it. So I was responsible for a lot of the business things, but I didn't have as much flexibility or independence as I do now.

Speaker 1: 8:17

What a blessing that you were almost being prepared in a way Mm-hmm being prepared in a way. You know, I've been in business in one respect or another since 2013 and came across Kingdom Driven Entrepreneur in 2017. And gosh, it was such a wake up call for me and I was like following all the gurus and doing all the things that people tell you to do in business and it was such an unlearning for me. Did you find that you had to do a lot of unlearning or did you go into KDE kind of like fresh? Does that make sense?

Speaker 2: 8:56

Yeah, definitely. So this was actually it's probably one of the biggest blessings. So I kind of went into the field of financial advising, if you will, in July of 2018. And I was listening to a marriage podcast because I wasn't even engaged yet to my wife, but things were serious and I heard Phil and Shea Bynes on. It was typically a men's only podcast, but they had a couple on this one and obviously you know Phil and Shea Bynes Shea, one of the founders of Kingdom Driven Entrepreneur, and her husband, phil, currently the CEO of Kingdom Driven Entrepreneur.

Speaker 2: 9:30

And so Shay was talking about this book that you very well know of Grace Over Grind, and I'm like, okay, that sounds really interesting. So I grabbed the book. I don't know how quickly I read it, but I feel pretty quickly, just absorbing as much as I possibly could and so I was able to to learn, hey, what does it mean? What does it look like to partner with Holy spirit in all aspects of your life, but, but specifically business, and how much different does that look compared to the world and maybe even some things that I'm being trained at at this large company? So I started to partner with with Holy Spirit, if you want to call it in my business at that point and have a few experiences early on that were really confirmations of well, like this. I mean, imagine this looking in hindsight, of course it worked, but imagine partnering with Holy Spirit like this. This works. Like I've got more peace in my business I'm.

Speaker 2: 10:19

I'm also experiencing some, some success from the quote unquote traditional metrics as well, and because of that I had an opportunity to even share that book with a lot of my colleagues. Or when someone would say, hey, like you stopped door knocking after only a year Most people door knock for a lot longer Like what are you doing differently? And it was an awesome opportunity to share. Hey, there's this awesome book, grace Over Grind. This is how I've been operating my business. I know it's a little bit different, but here's my testimony and my story and this is what's worked for me. And so I was very blessed back to your original question, kristen, of I had a lot less unlearning to do, not because of me and how good I am, because I totally would have got into a grind and excessive hard work and striving under my own strength, but God just got me connected to KDE and grace over grind so early that I got to to start with a really, really solid foundation. That again I'm I'm so so blessed that um that that that happened.

Speaker 1: 11:18

Yeah, and I was going to ask you, um, in in that business, slash, um, you know slash, working for this firm. Share with us maybe a? I know you said that you didn't have to go door knocking as long as maybe other people did, but can you share maybe an opportunity that you had with maybe one of your clients? That was like a supernatural strategy that was beyond something that you were taught through you know working there. Does that make sense? You know something that just a testimony like testify to that.

Speaker 2: 11:53

Yeah, so the the one that comes to mind was this was this was even earlier on, so I still wasn't knocking on a few doors and I can't remember if I still was at this point, but I got a call out of the blue from someone who was interested in meeting, and especially at that stage in my career. Inbound calls don't happen very often, so they very much stick out. So I'm like, oh, this is awesome. Like I didn't have to schedule with you, like you called me, like this is awesome. So that happened. And then I asked hey, how did how did you get my phone number? Cause I didn't know who they were. They weren't a referral from a current client and they said you knocked on my parents' door some time ago and they said that you were super friendly, but they lost all of your information. But they remembered you said you were going to have an office on this one street. So they actually the parents walked up and down this street. Now, my office wasn't yet there. It was going to be, but it wasn't yet there. So they didn't find it because it didn't exist.

Speaker 2: 12:49

And ultimately, even after that effort, they called the local chamber of commerce, which, fortunately, I was a part of like oh yeah, that's Brandon. And then gave the information to the parents, who then gave it to the kids and they turned out to be amazing clients. And that was from one conversation with the parents who, again weren't even clients and they were working with someone they weren't necessarily even interested but who, supernaturally, was supposed to connect with them so that I could then connect with kids. But the lengths of effort that they went through to just get my contact information, I thought I'm like this has nothing to do with me, other than, yes, I was obedient and you know having conversations with people and you know trying to spread joy, being loving, but other than that, like this is all God here that we even got connected. So that's probably one of my favorite stories and that happened so early on that that was one of the confirming ones of. Oh wow, like this partnering with Holy spirit is is incredible.

Speaker 1: 13:47

Yes, oh my gosh, and just for the fact that they, you impacted them like Holy spirit and you impacted them Right. Yeah, and it wasn't like I thought you out. That's amazing.

Speaker 2: 14:01

Right and the and I like the, the doorknock wasn't even necessarily memorable, Like I mean, it wasn't unmemorable, it wasn't unpleasant, but it it didn't stick out because oh, we, we, we connected over faith or we connected over something special. So that, I think, was even more confirming, because it's like no, like that's a supernatural connection, is what that was.

Speaker 1: 14:22

Yeah, and I love that. You, you know, really highlighted that. You, you wanted to bring joy right. I like to say just serve fruit, you know, serve the fruits of the spirit. Serve love, joy, peace, all the things right and beyond that. Like you just never know what's going to happen through that connection.

Speaker 2: 14:39

Yeah, and I think that was the thing too, that that even when I was I was door knocking and even to this day where, like I, have an opportunity to at least be joyful with this person, or oftentimes they might be retired and you know, maybe they don't talk to many people.

Speaker 2: 14:53

So there were some times that, from the worldly business perspective, people would tell you to stop talking to people when you know that they're not interested or aren't going to become a good client right away or something like that.

Speaker 2: 15:05

And again, there's some wisdom in that and we have to be discerning and mindful. We can't just talk to one person all day unless led by Holy Spirit, right. But oftentimes I would spend a little bit longer with people again, knowing that likely we're not going to do any business, just because there's just a tug on my heart that day, or they seemed a little bit lonely, or we just needed to to talk about something that day, and so that made it where, even if I didn't find a new client on a particular day, it was like I couldn't lose if I'm just being nice, because people typically when you're nice to them, they're pretty nice back more often than not. So I got the more often than not, part, and so that made it, um you know, maybe less challenging than than it would be if I was solely focused on on numbers.

Speaker 1: 15:47

Yeah Well, and can you imagine like door knocking now, like do people even door knock anymore?

Speaker 2: 15:54

We still get some out here, even in Southern California, for pest control and solar. Those are the two main ones, but it's definitely it's much more rare now, I feel.

Speaker 1: 16:03

So what does it look like for you in your business these days? So you went from door knocking how are you finding slash, connecting with new clients and or bringing joy to people?

Speaker 2: 16:19

Yeah.

Speaker 2: 16:19

So the biggest way right now is content marketing.

Speaker 2: 16:22

So really just trying to put out content and very similar to you, chris, and doing it for the one right, doing it for if that one person sees it or connects with it, whether or not they ever speak to me, knowing that, hopefully delivering value, but also that joy piece, because there's so much manipulation out there bad advice, myths, shame, guilt, all these things when it comes to money.

Speaker 2: 16:46

So if I'm able to share I kind of call it financial planning with love and grace If I can share concepts through that lens, through that framework, you know, hopefully that can, that can impact people. So that's one aspect. I do have a, a lead generation service where it connects people looking for financial advisors with financial advisors, and so I've got a system in place, also focused on leading with joy and love and trying to add value, and having a follow-up system in place to connect and see if they're open to a call and if I'm able to serve them, and then, of course, the classic referrals as well. So that's kind of what the what the marketing machine is is looking like currently.

Speaker 1: 17:29

One you know. The world says you know, find your niche and talk to your niche. But what would you say to that?

Speaker 2: 17:36

Yeah, I think. I think that Tasha Glover has said what if you're not called to a niche but called to nations?

Speaker 1: 17:42

Yes.

Speaker 2: 17:43

And that's one of my favorite quotes. So whenever Tasha said that, I'm like, oh, that's it, because we could totally be called if, again, if Holy Spirit is leading you to work with this particular niche again, anytime Holy Spirit is leading you, that is the answer for you. But if you're not feeling particularly led to a super defined niche where I work with 27 year old architects living in the state of Washington, it's like that's a super tight defined niche. But if you're not called to that now, you're just operating on on worldly principles. Because why are you connected with that group? Or are you listening to some guru who said you had to niche down, right, right?

Speaker 2: 18:20

So I think it's just a matter of obviously you're following Holy spirit, but then who do you like connecting with? Like I cause I've kind of narrowed things down. There's not a point where I'm not really turning folks away if they're interested in having a conversation, but I mean, my marketing is going to resonate typically with folks in the millennial range or folks that want to enjoy their life today while also planning for tomorrow. But it's still not a tight niche, so to speak. So yeah, a lot, of, a lot, of, a lot of feelings on that, for sure.

Speaker 1: 18:49

Yeah, and it's, it's. Yeah, I get the sense you know, obviously from you as well, that you don't necessarily want to be boxed in to something right.

Speaker 2: 18:58

Exactly.

Speaker 1: 18:59

I think we're. I kind of call myself a disruptor, what? What would you say to that?

Speaker 2: 19:13

Like what are you doing in this realm and disrupting the norm? Oh, this is a good one. Shoes in the financial services issue, or space right now, industry right now is you essentially have to have money before you can get advice on your money.

Speaker 2: 19:31

It's just backwards. I mean, think if this was, if this was personal training, you have to be in shape before going to the gym or before working with a personal trainer Like that just wouldn't make any sense, right? But in our industry it's. You either have to have a high income to pay thousands of dollars a year for a quote unquote financial plan, or you have to have a substantial amount of investable assets from an old 401k IRAs, things like that, to then give over to an advisor to manage. And neither of those business models are bad. In fact, those are a piece of what I do.

Speaker 2: 20:03

But what I'm really passionate about and what I'm trying to disrupt to some degree is answer the question how do we increase the accessibility of good financial advice, quality financial guidance, to folks before they have this money, if you will? So that could look like group coaching memberships. I call it scaled one-to-one type of models where the industry before has has kind of tried to go and I don't even like the term downstream, but that's what they call downstream people who might not have as much money yet, or early wealth builders, but they they haven't applied the same. They've applied the same business model to folks that don't net need it and they're like, oh, it's not profitable, you can't do it. It's like, oh, it's not profitable, you can't do it. It's like, no, it's not profitable. It's like saying here's your high ticket service for this specific group of people and then trying to apply that exact same service model to folks who aren't yet ready for that service anyways.

Speaker 1: 20:55

It just doesn't work.

Speaker 2: 20:56

It's not congruent, it doesn't make sense. So I think if we properly align the business model, then it can not only be profitable but, more importantly, serve a significant amount of more people. And if folks were able to feel a little bit better about their finances, especially earlier on in their life, very small changes have an even bigger impact compared to you know, if someone's already 60 years old, there's just simply less time to change things. But if someone's 20 to 30, 35, oh my goodness, one tiny piece of guidance could change the future direction of their finances and their family, for generations potentially. So that's what's got me really fired up and I'm doing my best to try to disrupt that.

Speaker 1: 21:35

I love it. So, going back to maybe another testimony in that age group, I don't know about you, but well, you, you probably had a lot more training in this area, but I didn't have a lot of training in in finances. I was kind of on my own when I was a teenager and kind of scrapping by and working full-time jobs and you know whatever, but I was really literally just grinding it out, just trying to live paycheck to paycheck. Yeah, what, what could you say to somebody? Like just share a testimony of maybe somebody you've impacted in that 20-ish range?

Speaker 2: 22:16

Yeah, I think the one that comes to mind is someone who came to me. I feel like she already had pretty good financial principles in place. She was kingdom focused as well faith based, and we were able to just have conversations again with that love and grace of one. It's okay to spend money money, you know. Spending money is talked about as oh, don't spend money, spend like, stop spending money and save more, and that's how your money grows for the future. And the principle of spending less than you earn and investing is is very, is very wise spent, not spending anything so that you can invest just a ton of money so that you can enjoy it in the future. I don't think that that's terribly wise, because no one is is ever guaranteed tomorrow. So it's trying to find the balance. So we got to have a meaningful conversation about that. What does this balance look like to you?

Speaker 2: 23:05

And then one of the from like a tactical perspective, if you will, one of the key indicators of long-term financial success is well, how much are you able to consistently save? And I like to break this down on more of a percentage basis because you might see, oh, you have to save $500 a month or a thousand dollars a month. Well, that could be the right amount. It could be too much and or it could be too little. All depends on your income and your unique situation.

Speaker 2: 23:29

So, using a percentage, I like to look at how much you're saving divided by your gross income. We call that your savings rate. And she was able to take her savings rate from I think it was 6% to I think she's at 11% or maybe 10% right now, and 10 to 20% is pretty healthy. But what's more important here is she feels better about her finances, she's got more confidence in it and she's enjoying the money that she does spend. She's enjoying that better because she knows that she's got a plan for the future and so when you've got kind of that plan, that direction, you can even enjoy your spending in the present more. So that's that's. That's one that that comes to mind.

Speaker 1: 24:10

I love it. So how does she like? Let's just say, um, obviously we're not going to give her name, but, um, what would be the best way for somebody who, who literally has no knowledge in this area? Kind of a tactical piece of advice, maybe for somebody who is very tight on finances, like like me, and I know like we were talking before we started, there's myself and many others who left Egypt. Yeah, we're on our way to the promised land and maybe we're on the manna program. How would you, how would you I don't know advise somebody you know to get started in that? You know, looking at, you know, obviously focusing on today. I love your phrase. Tell us what it is again.

Speaker 2: 25:02

Yeah, Maximize life today. Plan for tomorrow.

Speaker 1: 25:06

Love it. So what would that look like for for people like me, Cause I know that this is going to speak to many that I know.

Speaker 2: 25:14

Yep, first, give yourself grace, because you're you're walking out, your your God-given calling. So you're you're making the right decisions. You're you're walking out, you're you're God-given calling, so you're you're making the right decisions. You're you're on the right path.

Speaker 2: 25:22

So I think that's the start, because one of my favorite quotes is from Carl Richards and he says shame and blame have, have no place when it comes to your money and and I and I love that like money simply a tool. So shame and blame, like so. No shaming, no blaming, whether you have a bunch of credit card debt or no credit card debt, or you're saving a lot of money or you're not saving a lot of money. Excuse me, don't blame yourself. Don't allow those feelings or feelings of guilt do come up. Give yourself grace about those.

Speaker 2: 25:51

So I think that's going to be step one and then, from a tactical perspective again, each situation is going to look a little bit different, but I think, just gaining clarity. So one of the very first steps would be start to track your spending. Don't, don't do some sort of hardcore budgeting from day one unless that works for you. If that's already working for you, awesome, more power to you. But for a lot of people, the idea of budgeting is like pulling teeth and it's like saying I've not ever gone to the gym before or had a nutrition plan, so I'm going to go to the gym six days a week and eat hardly nothing and no cheat days ever.

Speaker 1: 26:25

It's like that's probably not going to be very sustainable.

Speaker 2: 26:29

Like you're setting yourself up for burnout and also I'd argue that you might be into some grinding at that point. So start by just tracking spending. So, whether that's on your credit card statement, your bank statement, whatever that looks like. So, whether that's on your credit card statement, your bank statement, whatever that looks like, because I'm a very big believer of just this. Tracking equals awareness, tracking equals awareness, and when you're aware of where your money is going, you might realize oh, I didn't realize I was paying for this subscription that I don't even use. That's something that would be easy to cut. Or oh, I didn't know that I was spending this much money at for on gas station snacks and because the goal is not to again have any judgment here. But now you're able to make the decision of oh yeah, no, those that money for gas station stacks or we use that subscription, are totally in alignment with our values and what's important to us. Okay, great, we'll keep spending it.

Speaker 2: 27:15

But likely there are things that again, I'm not just saying to cut for cutting sake, but aren't even aligned with you or your family's values. So those are the easy things to kind of kind of cut. And tracking is a pretty low lift, minimal friction to start. So I think that's a really a really helpful one to start out.

Speaker 2: 27:32

And then even getting organized, I think can help us gain clarity, because I was working with someone years ago and they were really worried about their debt and they didn't know how much they even owed in debt.

Speaker 2: 27:43

It was a super simple exercise where we just wrote down all the things that they owed, so all their assets, investments, bank accounts, cars, house, all those things and then all the different debts, all the things that they owed credit cards, car loans, student loans, all those things and when they went through that they're like, oh, this is actually less debt than we even thought we had.

Speaker 2: 28:04

And so instantly it's like in their mind, it's almost like they paid off that debt because they thought they had more. But that clarity I know it's again and I fully empathize that even the thought of this might be making some cringe right now or or those feelings of shame or guilt coming up, but if you're able to do that even if you're quote unquote worse off than you thought you were I'm confident that getting it there on paper and then figuring out what's the next actual step that I can take with my money maybe it's to implement something like the debt snowball which some might be familiar with listing your debts from smallest to largest and attacking the smallest debt. Maybe it's something like that. But I think, just getting things down and getting clarity and feeling confident in your next step to take, even if nothing has yet shifted with your finances or your financial situation, just knowing that next step, what I found with people.

Speaker 2: 28:59

They have so much more hope, more confidence less stress Again, kristen, with nothing necessarily changing in their finances. So I think that this is some low-hanging fruit that doesn't require you to go through hardcore budgeting. You start tracking your spending, just noticing where your money is going. You list out the things that you own, the things that you owe your debts, and then figure out, okay, well, what, what could I do from here? And then start taking action. And then, and then it's a, it's a rinse and repeat yeah, so good.

Speaker 1: 29:30

So what I'm hearing is awareness, then action bingo, do you feel? Like a lot of the quote-unquote gurus out, there are more on the action and grinding than the awareness, clarity and grace.

Speaker 2: 29:46

Yeah, and I definitely the the the the grace piece. It's just if you're making over six figures and are still living to paycheck, or you're living paycheck to paycheck, like I can't believe that you're doing this and just so much shame and so much guilt. So definitely a lot of that. I'm also okay with the idea of action, because so many folks don't take action. But it's if you don't believe that person who's telling you that or again, that those feelings of shame and guilt come up. Or you're only taking action because someone's someone told you to and you don't fully understand why, right, you're just likely not going to do it.

Speaker 2: 30:21

So I think you need that clarity and that awareness because once you decide, oh yeah, I can, I understand this debt snowball, I can see how it would benefit me and my family using this. You know debt payoff as an example. Well, now it's kind of your idea, like you're going to take action because you see how it directly benefits you, versus a guru just says use the debt snowball because you pay off debt. That's not as motivating as well. This is how it aligns with your family's values. So I think that's why that awareness piece has to come first, because if it doesn't, the action is going to be a lot tougher to sustain.

Speaker 1: 30:56

Yeah, and then the alignment. So I'm catching all the A's.

Speaker 2: 31:00

Yes, yeah, and then the alignment.

Speaker 1: 31:00

So I'm catching all the A's action alignment, like there has to be that, that grouping Right and to have somebody in your corner. You know you're like a coach as well, and having somebody who is going to hold you accountable, you're going to come with grace but you're, you really want to come alongside somebody and help them win with grace and love and joy, and tell me how this can be fun.

Speaker 1: 31:29

This is a question that I have for you. How can you make this fun? Because I'm just going to say, a lot of people don't think that this quote unquote like money management or planning for the future. Um, it is actually fun, and I'm one of them Like I don't want it to be fun. Um, we'll start there. I have another question too.

Speaker 2: 31:51

Again, I think, because the traditional model isn't fun. It's that hardcore, restrictive diet that you're going to burn out on or that you're just going to be miserable because you need to sacrifice everything and you can't see the inside of a restaurant and you need to make or need to work two or three shifts a day to pay off all your debt, and which is not fun. So, again, so you and all the other folks that are like, oh, it doesn't seem fun. Brandon, I fully empathize with you, and what you've experienced before is not fun at all, so very bad. So, to validate you there. So again, I think, it's also building, and I don't even really like to use the word plan, because no one has ever come to me for a quote, unquote financial plan.

Speaker 2: 32:31

Typically, people have questions about their money, but I think, if, if you can understand, though, that your plan whatever you want to call that is also for the short term, hey, how are you going to spend your money in the short term, are you? Here's how you can maybe plan ahead for that vacation, which I think would be, would be fun. How can you enjoy your life in the present, spend your money in a way that aligns with yours and your family's values. And again, that could very much include eating out. Like that is okay to spend money at restaurants If that is something that brings joy and value to you and your family.

Speaker 2: 33:04

There's a lot of the social aspect a lot of the times. So also, don't shame yourself for that. I know eating out is, you know, get shamed a lot, but if you enjoy that, you have awesome experiences with your family and friends Like I know I like to do that. It ends up being great to again do it. You know, do it responsibly. Don't just put everything on a credit card and overspend. That's, that's not what I'm saying. So I think if, if you have a plan that also allows you to enjoy your life in the present while also knowing that you're preparing for the future, then things can become a bit more fun because you're not just trying to, you're not just doing things for your future self, you're also doing things for your current self and your and your current family, right?

Speaker 2: 33:44

So I think, if you have that balance and that looks different for every single family or person but when you have that balance a little bit more motivating and, I like to think, a little bit more fun because you're doing things that you enjoy now and also feeling responsible because you're doing things for the future. And that balance, I think, ends up being so much more fun than the cut everything, sell everything so that you can get out of debt or invest or pay off or whatever the thing is.

Speaker 1: 34:11

Yeah Well, could you speak a little bit to just even saving for retirement. You know, saving for retirement, um, some we were, we were talking before we got started and I think a lot of times people can get boxed into. Maybe even continuing on at a job that's super out of alignment. We talked about alignment, right, that's one of the A's Yep, um, that's super out of alignment. Outside of outside of values, integrity, all the things. And that was part of my story. And I think what can happen and it's almost like we're programmed into this in our society to find a job where you get good benefits, Maybe you get a pension plan, Maybe you're getting a good retirement plan through your company. That's matching or what have you.

Speaker 1: 35:02

And what I was seeing happen and I saw this even happen for myself part of what attracted me to the last job that I had was that wonderful package that you received by working here I saw many people working late for decades but they were miserable, completely miserable, and as a coach I would ask questions to kind of dig in and be like what keeps you here? And nine times out of 10, they were working for the great benefits, for their retirement plan. Could you maybe speak to that a little bit, being that you are working with the majority? You know these younger kids maybe going in I say kids because I'm double that age kind of now but you know, kind of speaking to these younger adults who maybe are entering the workforce or you know what have you where they are just kind of you know the lights are going off, like oh, it's the benefits, but then there's this um issue of of getting kind of locked in. You know what I'm saying.

Speaker 2: 36:14

Yeah, so deep, deep empathy, if, if that's something that that you're currently experiencing and I really liked the the word that you keep using, kristen of of being boxed in, right, we don't want. We don't want to feel that. Also, at the same time, of course, if we're led to be in a corporate environment, of course that's the, that's the route that we should go. But if you're feeling that tug of, there's gotta be something more.

Speaker 2: 36:34

I feel God's leading me to to something different. Maybe that could be a different company, maybe that is to do what you're doing, kristen, and go full-time into entrepreneurship, whatever it looks like. I would encourage you to continue exploring that with God, because we're not made to just sit at a desk and be miserable so that we can quote unquote retire someday, because it's like, what does retirement even mean? I mean one. It means something different to every single person, but if you look at kind of high level, what is typically shown is you retire on a Friday and then on Monday you don't have anything to do and you're watching the prices, right, and maybe traveling the world, potentially.

Speaker 2: 37:16

Those are a couple of the things that you might do. Hopefully you can spend more time with family and those things. So my question is always how can you do more of that now? Why do we have to plan everything for? Oh, when I retire I'm going to start traveling. Whenever someone comes to me with that, I'm like why can't we start doing that now? Why can't you? Can't you do that this year or next year, like always? And then you know you. Then you might see some objections, but then get people to realize you can enjoy life in the present.

Speaker 2: 37:42

So also even on the retirement benefits piece alone. So just from the mathematical piece. So even if you're not at an employer with benefits, if you do decide to go into full-time entrepreneurship without getting super tactical, there are all sorts of things that you're able to do that the tax code even allows you to do as an entrepreneur. That would allow you to create your own retirement plans if you would need to. There's some different places. I know health insurance isn't always the easiest thing, but sometimes it's like if what's going to help you live the most fulfilled life. And again, I think walking out your God-given calling is definitely going to be the answer for those folks that are kingdom-driven entrepreneurs. Because even if, say, you've run all the numbers and it's like, hey, here's what I'm going to make, if I say a W-2 corporate employee, that I know that I'm not being called to, I'm going to make maybe less money, or because my expenses go up at the beginning, I might make a little bit or I might make less money.

Speaker 2: 38:37

As an entrepreneur, of course, be prudent and make sure that your bills and things and family are going to be covered in those things. But even if you're making a little bit less money or you have to spend more for health insurance, what's your quality of life look like? Because I know a lot of entrepreneurs and Kristen, I'm sure you do too that maybe they're making less money than they were at their, at their corporate careers. If they have less disposable income, if you will, their quality of life has shot through the roof because, one, they're operating in their God-given calling for one, but two, because they enjoy the things that they get to do on a day-to-day basis, right.

Speaker 2: 39:12

So what does a fulfilled life look like? I think is a really good question and can get us out of. Oh well, if I leave I'm going to lose a benefit. Okay, like weigh that, weigh that in the consideration, but also what is a fulfilled life. Look to you, Cause if you're, you're going to have a significantly better quality of life, both now while you also plan for your future. I'm going to encourage you to be doing that one. Yes, it's like.

Speaker 1: 39:36

I just keep hearing like now and then like for you. It's like I just keep hearing like now and then like for you, it's like this, now, and then like you're, yeah, you're, you're living in the now but you're, you know, planning for the future. I love that you, you hit on both um, because I think you know sometimes we can just get wrapped up too much into the future. And you know what does matthew 6, 26 say? Look at the birds of the air. I have this on my wall, so I'm just gonna read it. Look at the birds of the air. I have this on my wall, so I'm just gonna read it.

Speaker 1: 40:00

Look at the birds of the air. They do not sow or reap or store away in barns and yet your heavenly father feeds them. Are you not much more valuable than they? And that's actually been one of, like my guiding scriptures the last few years since leaving the job because, um, like you said, it has been obviously I shouldn't say obviously some of you may not know, but um, there has been quite a financial hit, um for our family and walking away from that job and it, it, it creates a? Um level of trust Like I've never experienced before, a level of like walking out faith journey that I've never experienced before. Right, so I call it a wild adventure.

Speaker 2: 40:46

Yeah, but what's been one of the best things from this wild adventure so far since leaving corporate?

Speaker 1: 40:52

Oh my gosh, you know I feel free. I truly feel the most free and at peace I've ever felt in my life. And on paper it wouldn't make sense to somebody.

Speaker 2: 41:03

Yeah that's awesome. It really wouldn't.

Speaker 1: 41:05

I have a tattoo on my arm. It's a birdcage with a dove flying out of it. The door's open, and that was actually a tattoo I got in October of 2020 as a prophetic reminder that I would be freed, because I did feel like my wings were clipped and my business name is new wings coaching so to have my own wings be clipped. You know, honestly, I feel like I've been able to fully experience what it feels like and see what it looks like, so that I can empathize with people. You have a great empathetic heart, so you understand as well, and I truly. I don't know if you've had a vision of the people that you are called to work with, but I see women in cages and I have keys to help unlock them. Have you had a vision like that?

Speaker 2: 42:01

Not as not as cool as that so no, not like that.

Speaker 2: 42:06

Yeah, yeah, not as cool, but I wanted to touch on something you said about how you felt more free, which is interesting because so many people again are only going to look towards quote unquote financial freedom in the mathematical sense, and you're telling everyone here that you've made less money since you've been an entrepreneur, but yet you feel more free. Right and to the world that doesn't make any sense. Free right and to the world that doesn't make any sense. And so this is the perfect example, kristen, of again walking out your God-given calling and, in the short term, having maybe less of the financial resources, but still feeling more free, because money is not the only thing that's tied to freedom. Also, I'm believing for increase and significantly more resources and revenue over the long run, too for you. But just, I think this is a I just really wanted to highlight this for everyone that you're making less money and you feel more free.

Speaker 1: 43:00

Yeah, yeah, I mean and I don't know about you as an entrepreneur, but I was going to ask you what has been the biggest, I guess, leap of faith for you and your journey? What does it look like for you guys? Um, you know, being a financial advisor in essence, um, I'm sure that it hasn't always been easy. Maybe it has. But what does it look like for you? Um, you know, just being real and raw in this area. You're, you know, open to share whatever you're wanting to share. But I think a lot of times we end up walking through things. Sometimes it takes longer than than others. I know, for me, I'm very tenacious and I'm guessing you're very tenacious as well. But what does that look like for you in this journey of faith and entrepreneurship?

Speaker 2: 43:53

I wish I could say it's been all sunshine and rainbows and no challenges. But, honestly, if you can find the person that can tell me that that's been their, honestly, their life journey, but let alone entrepreneur journey, let me know. I'd like to talk to them. I haven't found one yet, but I'd say the biggest leap of faith for sure was leaving that bigger company and also really all these life transitions at once. So, just to walk you through September 2020, I was coming up on at the time of this recording about four years ago got married to my wife Amanda, passed the certified financial planner exam in November of 2020, left that big firm, launched Galisi Financial February of 2021, and then moved to Southern California all the way across the country from West Virginia in April of 2021. So all of these transitions happened in a very condensed time period and it was because, I'd say, one of the challenges that comes to mind in that transition to independence was I had an idea of what clients I thought might come with me, what clients might not come with me, and it ended up working out about, even even though there were some surprises on both sides, which sometimes, can you know, it was whenever they decided to come, it was nice. But sometimes when I was like, oh, I thought for sure we would still work together, you know you try not to take it personally, but it still is challenging, all you know, to be fully transparent. And then too, I thought I had a really good friend in the industry and it it turns out that I, that I didn't, that I thought things were going to be great, even though I was switching companies and we're still going to be buddies, and it didn't work out that way. And that was pretty tough because, like I said, we he was not just kind of in a in this mentor type of role in the industry. I'd gotten an opportunity to um to work out of his office. He'd give me so many opportunities and and and things like that, and we even camped Uh. So like on a personal level too, it was, it was great and and felt like there's almost this morning of a of a very good friendship relationship, um as well.

Speaker 2: 45:55

That was tough and also just the just the money piece too. I mean, I went from at least having some level of of base salary to no salary, right and and pretty much the snap of uh when you send in your uh, your notice pretty much immediately. So, uh, so that that's been a bit tough, but I'm really blessed that my wife has a good job as well and so she's allowed me essentially to she's kind of been that runway, if you will, to help my business get off the ground. So super, super grateful for that, because it just simply wouldn't be possible without it. And also that's another thing too, again, not like you know, we shouldn't really be comparing ourselves, at least from the negative sense, online.

Speaker 2: 46:39

But you see so many people that are like oh, I, I, I left my job one day and I made three times the amount of money the next day. I'm sure there's a few cases like that Not many, but it seems like everyone's doing that and there's just so many things behind the scenes that people don't know. Like, again, even for me and I'm always willing to share it when I'm talking to people but I've had opportunities that if we didn't have this runway, I wouldn't have been able to do what I've been able to do over the last three years, and I acknowledge that. So that's even been a bit of a challenge. And then even just the dynamic of, you know, the, the, the provider type of, uh, of relationship in the household too, at times has, uh, has been challenging, probably more from more from my end, uh, to be totally honest, but uh, but yeah. So there's definitely been challenges, but I would fully agree with you, kristen, that that I felt more free, more fulfilled.

Speaker 2: 47:29

I have significantly more even not even just good days, but just wonderful days than the few bad days. There's always some bad days, of course, it's life, but just so many more good days and even with those challenges, absolutely would not regret it Because, again, I know that I'm walking in my God-given calling in this too, and I think it's going to be tough to walk in your God-given calling even too, and I think it's. It's going to be tough to walk in your God-given calling even when there are challenges, which there will be, but there's that peace that transcends all human understanding and you get those confirmations along the way and you just know, hey, this is, this is what I'm called to do, like this is why I'm fired up about about the things that I get to do and how I get to talk to people and help people Like people, and help people Like there's a there's a reason for this, so it makes the challenges all worth it.

Speaker 1: 48:13

Yeah Well, I'm glad you mentioned that, cause I was going to ask you the same question, like, like, how are you feeling about your freedom? Because, like, like the world would say, you know, financial freedom means it's having a lot of money, typically, right?

Speaker 1: 48:26

Um and for me, financial freedom. You know, just, even these last few years has has really been a lot of it's just knowing that, lord you, you called me out and you're calling me up and I'm not like the enemy will come at me. And I don't know if enemy comes at you, but, um, some of the lies that I've heard over the years have been you're going to lose everything. This is your fault. I mean, it's, it's not, it's not Holy spirit, you know, it's not love, there's no grace there. So I've just and it's fun, because even in my sleep I am a very vivid dreamer and the enemy will come in my sleep and you kind of that lie of you're gonna lose everything, lack, like, and I I get to in my sleep because I've, I've, I don't. I don't know how this works, but it's beautiful, I I think it's just so ingrained in my heart now to like smack talk back.

Speaker 1: 49:26

Lack is not my story yeah and I'm a breaker in my family, so this is not going to end here, like, or this is going to end with me, right. But there is a journey that that I'm walking through to get to the promised land and I have my days and I'm sure, like people that work with, have their days. I know you have your days, but we are called to continue on and that's where it's so wonderful to have people in our corner, like what you're doing. I believe the work I'm doing is is wonderful too, because people need other people like we can't do this alone. This faith journey, this, especially for an entrepreneur, it is not for the faint of heart.

Speaker 2: 50:16

Whatsoever. Yeah, why I think one of your guests, uh, and maybe in the last couple of episodes, shared something like this but even when it comes to community thing, it's important to reiterate that it's also the right community because even, especially as entrepreneurs, well-intended people, even even faith-based folks or people at our church or family, friends or whoever might discourage us again and and well-meaning there's no ill will involved, but that could be tough, right. I mean, if we're going through and we're feeling, you know, maybe some of these attacks are just discouraged, even though we know deep down that, hey, this is, this is where God is leading us. We need to be connected to that community at least, or sharing these entrepreneurial challenges with a community or trusted friend. That's going to say I think I heard it in the last couple episodes ago but God, but God said this.

Speaker 1: 51:03

Here's what God said.

Speaker 2: 51:05

Yes, exactly I picked that up and I hadn't heard that phrase before, but I love it now, so I thought I'm going to roll with it as well but that's what we need because it's the absolute worst when you share with someone something that you feel that God is leading you into and you feel like they're just like ah, and then show all of the worldly negatives or coming in with quote, unquote guru advice and it could be insanely discouraging. And again, we want to have accountability, we want to make sure we have friends that can check us. But also that, that, yeah, that, but god friend is I?

Speaker 1: 51:37

yeah, incredibly, incredibly valuable yeah, it's, it was something he was showing me. Was that for me, I get to be a, but god said coach, um, because we have too many. But what if people in our, in our corners, and when you're kind of getting started on a journey and you're even a little trepidatious about doing what it is that God's called you to do, and if you start getting like a whole barrage of people going, oh, but what if? What's your plan B? Like what? Oh, no, like that sounds terrible and you're already kind of in this oh, wow, like, are you going to abort the mission or whatever God's calling you to birth? Because you're listening to the people? Ultimately, we have to have our eyes focused on. What did God say?

Speaker 1: 52:23

Yeah, and to have those people in your corner remind you when you start maybe kind of going off the path, a little bit like oh, I'm just going to go hide because somebody might think X, Y, Z of me, or you know what I mean.

Speaker 2: 52:35

Right. This literally happened to me, probably in the last six months or so, where someone that I had looked into partnering with before I launched my firm and things didn't work out for one reason or another. But I just kept taking next steps and then eventually God, god, closed the door and he had called me up again and there was another opportunity that for most people from the worldly perspective would say, yeah, that probably makes sense, like you could likely increase your income pretty substantially nearly overnight by accepting an offer like this. And there was even some some harsh words said again I didn't he's also a believer didn't take them. I try not to take them personally, I'll say that.

Speaker 2: 53:14

But sometimes, you know, words can hurt, even if there's a little truth to it not tons and tons Well-intentioned, but maybe not fully truth. But I've got one of my best friends and I'm like, bro, I need to talk to you and I was like I was even taking notes and we usually have a free conversation. But I wanted to make sure that, like I was getting all this stuff out of my head and my notes and I was just sharing a few of the things that again were were definitely hurtful and and did rattle me a bit for a few days. But then we were able to jump on a phone, the phone call, and he's like, dude, you're walking out your God-given calling, calling. Like, like you're good, like you, look at all these other, look at these things, look at these confirmations, like, dude, you're golden, like you're fine, like, keep up the awesome work.

Speaker 2: 53:55

And just that conversation was so, so beneficial, like, even though I logically, or my head knowledge, was telling me like, yes, I'm still on the right track, I wasn't necessarily feeling a whole lot better in that moment. I didn't have as much peace, I mean deep, deep down I did, but like you know that more surface level anxiousness kind of, was coming up. And so being able to have that, but, god, friend, that person that you, you fully trust, was so helpful, like so, so helpful, so cannot tell you know, let your audience know enough, not that they already don't know it, but you find that friend, find that community, because it is going to make your life so much better.

Speaker 1: 54:35

Amen, amen. We need people, people, need people, yes, people. And again, you know, sometimes it is actually good to have those sandpaper people who come along, um, cause I do, you know, help smooth us out by, uh, kind of ruffling our feathers a little bit to know like, are you really committed? You know, like, and to be able to say to somebody, no, this is what I'm doing and I really believe that it does show other people just the measure of faith that you have when you are willing to just say like, I like to say no, you're no, like, no is within and you know if he's calling you to say no something or say yes to something, when you're just so firmed up in it and you are going to get those people. And sometimes, sometimes it's even people who live within your own house. I mean, I've experienced it myself and here's the thing I don't know about you, but sometimes we just have to keep the things that are being birthed, you know, kind of sacred and not shared until it's time.

Speaker 2: 55:43

Yeah, yeah, I think so. I think that just takes discernment because again, we could get into that track of sharing it with everyone, cause I think before we've got the and I like this phrase Godfidence about the thing where we're, you know we're, we're always prone to maybe be some somewhat rattled to some degree, and that's why we, you know, we go to that trusted, our trusted person. But once we like feel really confident in something, godfident in something, then I think that's when we can start to tell more because we know that those, those words aren't going to impact. It, impact us as much, much.

Speaker 2: 56:14

But I think, especially early on, fully agree, like you know, certain things in my business I didn't share with very many people other than my very trusted circle, because, you know, I knew that again, oftentimes, from the worldly perspective, they're going to say no, why would you focus on that? Just focus over here. This is what's going to get you to success. Here's the quote, unquote success blueprint. And knowing that it's going against the grain, I'm like it's not going to open myself up for that, because I'm doing something different, doing something unique. So why would I listen to someone who doesn't understand that?

Speaker 1: 56:43

So yeah, and that is the key Like, just stay different, you know, let's, let's just stay unique. And whoever's listening today, like if you've been questioning your uniqueness and how different you're doing things, I just say, keep going. We need more different out there. We need, you know, this mosaic of of entrepreneurs who are out there doing you know, his, his, his will and ultimately he is very different. He's fun, god is fun, god is wild and why not align with him? Amen, totally agree for you coming up in your business. Um, if you're not, you know, open to really share it yet, cause it's not birth yet, you don't have to do that. But, um, you know what's something that is is on the horizon, or maybe already birth, that you could share with the group.

Speaker 2: 57:43

No, that's, that's a really good question. I'd say what I guess, again, what what comes to mind is is still this accessibility challenge that that I'm trying to solve for, because, again, what what comes to mind is is still this accessibility challenge that that I'm trying to solve for because, again, the the worldly perspective and the financial industry just says work with clients that will pay you like, work with less clients that pay you more money, and that's probably, that's probably true in a lot of industry, but like that's the big, big focus, yeah, and I'm trying to shift that Like I've got my quote unquote high ticket offers, if you want to call them that. But I'm super, super passionate about this accessibility piece to the point where I've had the opportunity to lead other advisors and some masterminds and, coming from the place of look guys, I'm not the guru here, I'm not the expert, I haven't figured this out. What I have done is taken some steps, had a lot of conversations about it and have made a little bit of progress, a tiny amount, in it, and that has just been so much fun and so life-giving and there really isn't anything like it out there. So even for other advisors and planners that I'm talking to if they're able to help with this work, with this work, if you will too, I think is fun because, again, a lot of the, a lot of other people are like, oh, here's why it's not going to work.

Speaker 2: 58:58

People have tried that before. It's not been profitable for this or for that, and I'm like I don't know. I still feel very encouraged and I feel like it truly will work, whether it ends up being me, that that that fully does it, or if it's if it's other people. But I'm, I'm so, uh, excited about this and, um, you know, very, very faith filled about it that, uh, yeah, I'm, I'm super fired up. So, uh, that's probably the biggest, the biggest challenge on the horizon, but I'm I'm totally believing in and have faith that that it will work. And again, work might not be just revenue. Work could be other things too. So, again, not putting what success looks like in a box here, but just the idea of. I'm very confident that if more people can get access to good financial advice, good financial guidance, they can reduce their financial stress. That really does free them up to focus on what's important to them and living a fulfilled life. So that's really the why behind all of it Minimize financial stress.

Speaker 1: 59:53

Yeah.

Speaker 2: 59:53

You're just going to, your overall life likely will improve, not because the money's everything, but because that's one less thing to worry about. We worry about a little less and now you get to focus on, you know, being who God called you to be.

Speaker 1: 1:00:06

Yeah, so good. Well, I love, I love that you, you know, use that word fulfilled too, maybe there's a book coming out by Brandon about this fulfilled life Interesting. I do love the word fulfilled.

Speaker 2: 1:00:19

It's in a lot of my that could be. I don't know, I don't know about anything in particular. Maybe I'm not going to say no.

Speaker 1: 1:00:26

Yeah, maybe.

Speaker 2: 1:00:27

I got some time I got some time.

Speaker 1: 1:00:29

I mean, I do believe we really need more voices like you, and that's why I wanted you to come on. So how can people hear more from you? I know you're over on LinkedIn. Where else can they hear your voice? Watch your videos, get that accessibility. I know you've got some fun things up your sleeve, so let us know.

Speaker 2: 1:00:53

Yeah, most active on Instagram. So at Galici, g-a-l-i-c-i financial on Instagram. And I'm on all the other platforms too. Like you said, linkedin, I will repurpose content out to all of them, but definitely the most active on Instagram. And then, if you're interested in learning more about this community piece, this community piece, this accessibility piece, uh, I, I run the millennial money membership. So if you just go to millennial money membership, uh, com, you'll get rerouted to the community, to, um, to learna little bit more, to see if it's something that you are interested in.

Speaker 1: 1:01:27

So good. Well, I am excited for your journey and thank you so much for sharing with us. If you were to imagine this one that we've been talking to you today, is there anything else that you would want to to say to them, and would you be open to praying over them today?

Speaker 2: 1:01:45

Yeah, absolutely.

Speaker 2: 1:01:45

So I would tell them to again not not have not allow shame and guilt to to hinder their progress in whatever they're doing.

Speaker 2: 1:01:54

And if they're feeling some anxiety about money or they feel like they haven't got to learn much about money, total empathy, so much empathy there, because a lot of us don't get taught that.

Speaker 2: 1:02:05

So just give yourself grace is what I say. So now I'll go ahead and pray over the one too. So, dear Heavenly Father, we just thank you so much for the person that is listening to this. If they've been experiencing any kind of financial stress or anxiousness or they're worried about their finances, I just pray that you would release that from them and that they would be able to trust in you, that you would just show them and provide for them, as we know that you do for us God, that you would just show them and provide for them, as we know that we know that you do for us, god and you would just highlight their next step so that they can again not that it's all about the money piece, but that they can feel more secure and confident in the financial side, so that they can be freed up to focus on all the goodness and all the things that you have for them, and we pray these things in Jesus' name.

Speaker 1: 1:02:53

Amen. Well, thank you for being a brave voice. That's setting others free. I'm going to close with the Hope Unlocked anchoring verse, which is may the God of hope fill you with all joy and peace in believing, so that, by the power of the Holy Spirit, you may abound in hope, and that's Romans 15, 13. So thank you again, brandon. I will have all of his contact information, the show notes, and can't wait to see what's on the horizon for you.

Speaker 2: 1:03:18

Thanks so much, kristen, this was so much fun.

Speaker 1: 1:03:20

Awesome, thank you.